Beam Vision: What you need to know about coverage

Did you know the average cost of an eye exam without coverage is between $75-$250?¹

While routine eye examinations and other preventive services are essential to preserving vision and catching eye diseases early, traditional health plans typically do not cover them. That’s where having vision benefits can help reduce the costs of eye care and eyewear.

What is Beam Vision?

Beam Vision helps cover the costs of preventive eye care services and eyewear, including glasses, frames, and contact lenses.^** We partner with VSP^®  Vision Care, an industry leader in eye care services and products, to extend vision coverage beyond the basics, giving groups and members customized plan options and access to thousands of service locations.

Beam Vision plan highlights:

• VSP^® Vision Care gives members access to 42,000 providers across the U.S.
• Eye exams and lenses are covered every 12 months
• Eyewear, including glasses and frames, are covered every 12 or 24 months

Get information about Beam Vision. Explore the benefits and see standard plan options.^∮

The benefits of Beam Vision for members

A vision plan helps protect eye health and ensures access to affordable preventive services and eyewear.

Affordable coverage plans
Low copays and discounts are available on eyewear, including contact lenses and frames.

Extensive network of eye doctors
Access top vision providers across the U.S. at 119,000+ access points to find an eye doctor close to home or work.^∮

Exclusive savings and services
We offer 2-year vision rate guarantees, meaning groups and members get the same high-quality benefits without spending more.

Discover the unexpected benefits of Beam Vision. Check out these case study examples.

Beam Vision terms to know

Vision copay
The fixed amount a Beam member pays when visiting an in-network provider.

Frame allowance
A member’s allowance is the total amount VSP^® Vision Care will cover for frames.

Lens enhancement
A lens enhancement is an elective feature for prescription lenses designed to improve one’s overall experience with glasses, vision, and comfort.

Who should get Beam Vision coverage?

Eye care can detect issues early and help provide a clearer picture of one’s overall health. Even those with perfect vision should consider having Beam Vision for annual eye exams.

Additionally, the following groups benefit most from vision coverage:

• People with poor vision
• Individuals with a family history of eye disease or a condition that increases the risk of eye disease
• Older adults, especially those aged 50+

See which states offer Beam Vision.

Bundle with Beam

We are your one-stop shop for ancillary benefits. From quoting through implementation and beyond, discover a simpler, smarter experience with Beam.

• Beam Accident  
  Cash benefits are available in the event of a covered accident or injury, including payments for non-medical expenses such as a mortgage, groceries, and childcare services.

• Beam Critical Illness
  Direct, lump-sum payment made in the event of a qualifying serious illness, such as a heart attack, stroke, or cancer.

• Beam Hospital Indemnity
  Per-day cash benefit that may cover an inpatient hospital stay due to an accident or illness.

• Beam Life
  Flexible coverage for groups, including employer-paid and voluntary life plans, that can be combined to meet a group’s needs.

The bottom line

Beam Vision is crucial for maintaining good eye health and overall well-being. Regular eye exams can detect early signs of serious health conditions and corrective measures like glasses or contact lenses. It also reduces the financial burden of eye care, making essential services more accessible.

Compare rates on Beam Vision plans in your area. Click here to get started on a free quote.